Private Insurance

Employer Health Insurance Is Increasingly Unaffordable, Study Finds

By Reed Abelson, The New York Times, Sept. 30, 2019. Jessie McCormick had to quit her job to afford health care. Ms. McCormick, 27, who has a heart condition, had an opportunity to move from part… Read More

About Health Plans & Benefits

From the U.S. Department of Labor. Health Plans & Benefits Health Plans & Benefits: Child Care Assistance Health Plans & Benefits: Compliance Assistance Health Plans & Benefits: Consumer Information on Health Plans Health Plans &… Read More

Patients Suffer As Insurers And Big Health Systems Spar For Market Share

Contract disputes between insurers and medical providers are causing uncertainty and disruption among patients. By Barbara Feder Ostrov, Kaiser Health News. David Lerman, a lawyer in Berkeley, Calif., changed health plans this year, only to learn… Read More

States’ Efforts to Ban Balance Billing Practices Is No ‘Surprise’

Balance Billing. When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if the provider’s charge is $100 and the allowed amount is $70, the provider may… Read More

Hospital Inpatient or Outpatient Status Determines if Your Insurance Will Pay

Understanding Observation Care. From the Valley Hospital, Valley Health System. What is Observation Care? Observation services are hospital outpatient services that a physician orders to allow for testing and evaluation. This observation period, which normally… Read More