Medical Bills Toolkit



Balance Billing in Health Insurance

Balance billing happens after you’ve paid your deductible, coinsurance or copayment and your insurance company has also paid everything it’s obligated to pay toward your medical bill. If there is still a balance owed on that bill...

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When Insurance Stops Paying

Stephanie Peirolo had an excellent health plan, so when her 16-year-old son sustained a traumatic brain injury, she thought his claims would be covered. She was dead wrong. “There is a particular cruelty to having… Read More


How to Appeal a Rejected Medical Claim 

You recently had a medical procedure, but now your insurance won’t pay for it. If that’s what you are facing, you’re likely frustrated and upset. But don’t panic. You may be able to get your plan to reverse...

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Tactics to Deal With Medical Debt

What to Do About Unpaid Medical Bills. Medical bills were the cause of 62 percent of bankruptcies in 2007, according to a study by the American Journal of Medicine. Even more alarming, 80 percent of those who...

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5 Steps to Negotiating Your Hospital Bills

The high price of healthcare affects all of us. In fact, one recent study found that medical bills are the leading cause of personal bankruptcy. Insured Americans struggle with high deductibles, relentless monthly premiums and unforeseen...

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Medical Bankruptcy And How to Avoid It

Do Medical Bills Really Devastate America’s Families? Medical bills were the biggest cause of U.S. bankruptcies, according to a CNBC report. It estimated that 2 million people were adversely affected. A popular Facebook meme said the 643,000 Americans go bankrupt each...

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