Medical Bills Toolkit


US Healthcare 101: How to Fight High Medical Bills

A personal story of fighting the villains of the healthcare “non-system” As the COVID-19 pandemic rages on throughout the US and the world at large, doctors, nurses, and allied healthcare professionals alike are being hailed… Read More...

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Guide to Reducing Hospital Bills for Lower-Income Patients

More than 27 million Americans lack any health insurance—58% of low-income working adults, 44% of young adults, and 35% of Latinx adults. In addition, almost 50% of nonelderly adults have insurance that requires high deductibles...

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How to fight an outrageous medical bill, explained

I’ve come across some astounding charges investigating how emergency rooms bill patients. A woman in California fell off her bike and now faces a $20,243 bill. A patient in New Jersey never got past the...

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How to Pay In-Network Rates for Out-Of-Network Care

Want to get care from an out-of-network doctor, clinic, or hospital? You might pay a lot more than you would if you stayed in-network. In fact, with HMOs and EPOs, your health insurance might not...

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Balance Billing in Health Insurance

Balance billing happens after you’ve paid your deductible, coinsurance or copayment and your insurance company has also paid everything it’s obligated to pay toward your medical bill. If there is still a balance owed on that bill...

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When Insurance Stops Paying

Stephanie Peirolo had an excellent health plan, so when her 16-year-old son sustained a traumatic brain injury, she thought his claims would be covered. She was dead wrong. “There is a particular cruelty to having… Read More


How to Appeal a Rejected Medical Claim 

You recently had a medical procedure, but now your insurance won’t pay for it. If that’s what you are facing, you’re likely frustrated and upset. But don’t panic. You may be able to get your plan to reverse...

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