Open heart surgery: $428,903

CNN iReport.  Elise Hay’s daughter, Nora, was born with heart problems and needed surgery when she was four days old. After the two-week hospital stay, surgery, tests, and medications, the cost was nearly half a million dollars. Luckily, Hay and her husband have health insurance through her employer, so their out-of-pocket costs were only $2,395....

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